Commercial Auto Insurance in Roland, OK
If your business owns, leases or uses vehicles for work, commercial auto insurance is crucial. This type of policy can help reduce financial losses resulting from accidents, property damage and liability claims involving your company vehicles.
Who Needs Commercial Auto Insurance?
Commercial auto insurance may be required for many Oklahoma businesses that use vehicles for deliveries, transporting equipment, visiting clients or any other work-related tasks. This includes contractors, landscapers, delivery services and companies with sales teams on the road. Oklahoma law also sets minimum liability requirements for business vehicles.
What Does Commercial Auto Insurance Cover? 
Commercial auto policies can often be tailored to your operation’s unique needs. Our agents at The Kimberlee Agency may recommend the following:
- Liability coverage may compensate for third-party bodily injury or property damage if your driver is at fault in an accident.
- Collision coverage may pay for your vehicle’s repair costs after a collision.
- Comprehensive coverage may cover damage from noncollision incidents, such as fire, theft or severe weather.
- Uninsured/underinsured motorist coverage may financially protect your business if your company vehicle is involved in an accident caused by a driver with insufficient insurance.
- Hired and non-owned auto coverage may extend coverage to vehicles your business rents or employees’ personal vehicles used for work.
How Much Does a Policy Cost?
Insurers consider various factors when calculating the cost of commercial auto insurance. These may include:
- Type of vehicles
- Vehicle usage
- Driving records
- Location
- Coverage limits
- Industry type
- Number of vehicles
- Claims history
Talk to an Agent Near You
The Kimberlee Agency can help Oklahoma businesses seeking commercial auto insurance. Our agents can go over coverage choices, vehicle types and driver considerations. Contact us today to request a quote.